This is a web site operated by AFICO Pty Ltd ABN 16 109 262 357 ("AFICO") under the domain name "www.afico.com.au" ( "AFICO Website").
Your use of the information, graphics and materials on the AFICO Website ( "Material on this website" ) is governed by these Terms of Use and the Privacy Policy. In addition to the terms contained in this document, there are also specific terms which form part of the Terms of Use and govern your use of, and access to, certain sections of the AFICO Website. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the AFICO Website.
The AFICO Website may contain links to websites operated by its related bodies corporate ( "Related Party Websites" ). All information, graphics and material on those Related Party Websites is published by AFICO's related bodies corporate ( "Related Party Material").
All offers to sell and statements relating to goods and services available on Related Party Websites are the responsibility of and given by the Related Party Website operator. Insofar as such offers and statements are made on the AFICO Website, such offers and statements are made by AFICO on behalf of the operator. AFICO expressly disclaims acting in any other respect on behalf of Related Party Website operators.
AFICO may receive payments from operators of Related Party Websites in relation to goods or services supplied by the operator as a result of you linking to the Realted Party Website from the AFICO Website.
The AFICO Website may contain links to other websites operated by third parties ( "Third Party Websites" ). AFICO does not endorse, or approve of the operators of Third Party Websites, or the information, graphics and material on those Third Party Websites ( "Third Party Material" ).
Subject to any applicable law which cannot be excluded, AFICO makes no warranties or representations:
When you follow a link on the AFICO Website, material at a Third Party Website may be displayed in your browser framed by Material on this web site. This material is also Third Party Material for the purpose of these Terms of Use.
All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the Third Party Website operator. Insofar as such offers and statements are made on the AFICO Website, such offers and statements are made by AFICO on behalf of the operator. AFICO expressly disclaims acting in any other respect on behalf of Third Party Website operators.
AFICO may receive payments from operators of Third Party Websites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Website from the AFICO Website.
Please contact AFICO if you would like to place a link to any part of the AFICO Website.
Unless otherwise indicated software downloads available via links from the AFICO Website are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, AFICO accepts no liability in respect of such third party products and AFICO provides no warranty and gives no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.
Material on this website may contain general information about the products and services offered by related bodies corporate of AFICO.
Unless expressly stated otherwise, the Material on this website:
For information about a particular product or service, please contact the relevant related bodies corporate or visit one of our a Related Party Websites.
Copyright in the Material on this Web Site is owned or licensed by AFICO.
"AFICO", and all associated trademarks, are trademarks of AFICO Pty Ltd ACN 16 109 262 357 or its related bodies corporate.
You may use this information for your own personal reference only. You may reproduce this information in hard copy solely for your personal use. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material.
Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of AFICO.
While we have made every effort to ensure that information is free from error, AFICO does not warrant the accuracy, adequacy or completeness of Material on this website.
Neither AFICO nor any of its directors, employees and associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for, errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access this website. This disclaimer is subject to any applicable contrary provisions of the Australian Securities and Investments Commission Act and Trade Practices Act.
All information is subject to change without notice. AFICO recommends that you seek independent advice before acting upon Material on this website or Third Party Material.
AFICO does not guarantee that the AFICO Website or Third Party Websites will be free from viruses, or that access to the AFICO Website or Third Party Websites will be uninterrupted.
You agree not to transfer, or attempt to transfer, any material, viruses or code to the AFICO Website that could cause damage or harm to the site or in any way impede the security of the AFICO Website. You may not attempt to alter the AFICO Website.
Subject to any responsibilities implied by law and which cannot be excluded, no member of AFICO is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to:
whether in contract, tort including negligence, statute or otherwise.
Unless otherwise stated, the information on the AFICO Website is provided in compliance with Australian law and is only intended for persons within Australia. The AFICO Website Terms of Use are to be governed by and construed in accordance with the laws of the state of New South Wales, Australia.
These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on the AFICO Website) and your access to the AFICO Website may be terminated at any time by AFICO without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by AFICO will survive termination, however, you will no longer be authorised to access the AFICO Website.
You acknowledge and accept that your use of the AFICO Website indicates your acceptance of these Terms of Use and the Privacy Policy.
These are the current Terms of Use. They replace any other Terms of Use for the AFICO Website published on the AFICO Website to date.
AFICO may at any time vary the Terms of Use by publishing the varied Terms of Use on the AFICO Website. You accept that by doing this, AFICO has provided you with sufficient notice of the variation. AFICO reserves any rights not expressly granted in these Terms of Use.