Australian Finance & Investment Co

AFICO is a private investment company that provides capital to businesses specialising in the digital delivery of
asset finance & credit products for personal and business use.

Major investments include the Aussie Car Loan Group (Aussie Finance), Drivethru Systems Pty Limited (DTS) and .Loan Group Pty Ltd.

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Private equity investments in
asset finance, loan origination
& SaaS.

AFICO is a private investment company that provides capital to businesses specialising in the digital delivery of asset finance & credit products for personal and business use.

Major investments include Aussie Car Loans Group, Drivethru Systems Pty. Limited (DTS) and .Loan Group Pty Ltd.

Recent divestments include Automotive Financial Services (AFS) to Money3 Corporation Limited (ASX: MNY) and United Financial Services Group (UFS) to McMillan Shakespeare Limited (ASX: MMS). AFICO is a Top 20 Shareholder in both MMS and MNY.

Asset Finance, Loan Origination, SaaS

AFICO specialises in asset finance and has strategically invested in a vertical integrated model

Automotive Financial Services

AFS is a well recognised and respected lending institution in Australia for car finance and leisure goods. AFICO recently agreed to sell AFS to Money3. Read the latest news below.

Aussie Car Loans Group

Aussie Car Loans specialises in generating web-based finance leads and originating asset finance loans for consumers & SME clients

Drivethru Systems

The next generation in web-based loan origination & underwriting platforms

Our Investment Approach

lnvest, Integrate, Innovate, Realise

AFICO's primary investment objective is to create value in its business portfolio by identifying outstanding opportunities in the financial services industry and partnering with high-quality people and management teams to realise a company’s growth potential. AFICO's simple investment approach drives value creation for all stakeholders – from its investors and management teams, to the employees and customers of the businesses we own.

When AFICO acquires an investee company, or organically develops one, we seek alignment from both an equity and management participation perspective.

Whilst our goals are to invest, integrate, innovate and realise value, AFICO's investment approach to running a business is akin to that of long term owners or founders, where development, structure, investment and incentive decisions are focused on enhancing a company's value over the long term.

Despite AFICO's long term investment perspective, when an investee company has achieved the original investment objectives or a scale of investment beyond AFICO's risk appetite, members of the AFICO investment team liaise with management to determine the most appropriate mechanism for AFICO and its partners to exit its investment.

There is a range of alternative exit mechanisms available, including an initial public offering, sale to a trade buyer or sale to another financial buyer, with the preferred method being decided after detailed consideration of the nature of the company and its market, managements’ preference as to future ownership and valuation metrics.

 

 

Stay In The Loop // Newsroom

Stay in the loop with the latest news about AFICO and our stable of businesses & investments.

Stay In The Loop // Other News

AOFM invests $9.5M in AFS

The Australian Office of Financial Management (AOFM) invested $9.5 million into the AFS securitised warehouse trust (AFS AUTO-1 Trust) on 10th September 2020

S&P Global Ratings PIT-CA

S&P Global Ratings provides a confidential point-in time credit assessment for the AFS AUTO-1 Trust.

McMillan Shakespeare buys UFS

McMillan Shakespeare has announced the acquisition of financial services business, United Financial Services, for $42 million.

Westpac increases senior debt to $64M

Westpac provides $64M in senior debt finance for AFS AUTO-1 Trust & lowers required credit support for Aaa/AAA & Aa2/AA tranches.

AFS secures $10M mezzanine

AFS secures $10M in mezzanine finance for AFS AUTO-1 Trust. This enables AFS to pursue its growth plans with confidence.

AFICO acquires Aussie Car Loans

AFICO strategically increases B2C loan origination capabilties via the acquisition of the Aussie Car Loans Group brands, IP & websites from Advantage Broker Services.

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AOFM invests $9.5M in AFS

The Australian Office of Financial Management (AOFM) invested $9.5 million into the AFS securitised warehouse trust (AFS AUTO-1 Trust) on 10th September 2020

S&P Global Ratings PIT-CA

S&P Global Ratings provides a confidential point-in time credit assessment for the AFS AUTO-1 Trust.

McMillan Shakespeare buys UFS

McMillan Shakespeare has announced the acquisition of financial services business, United Financial Services, for $42 million.

Westpac increases senior debt to $64M

Westpac provides $64M in senior debt finance for AFS AUTO-1 Trust & lowers required credit support for Aaa/AAA & Aa2/AA tranches.

AFS secures $10M mezzanine

AFS secures $10M in mezzanine finance for AFS AUTO-1 Trust. This enables AFS to pursue its growth plans with confidence.

AFICO acquires Aussie Car Loans

AFICO strategically increases B2C loan origination capabilties via the acquisition of the Aussie Car Loans Group brands, IP & websites from Advantage Broker Services.

Show more